What should you do if you get hurt at work?

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The last thing anyone wants to think about if they get hurt at work is getting sued, but it’s not uncommon. You may be wondering what steps you should take and whether or not you need to hire an accident lawyer, and that’s why we wrote this piece. Use these tips to help you understand how to hire a work accident lawyer so you can focus on your recovery instead of stressing about the other stuff.

Know Your Rights
If an injury or accident happens on your employer’s property, you may be entitled to compensation. A work accident lawyer is an expert in helping injured employees achieve maximum compensation after an accident, especially since it’s not always clear what happened and who is responsible. If you or a loved one has suffered injuries as a result of a workplace accident, don’t hesitate to contact a lawyer to learn more about your legal rights. In most cases, they will offer their services free of charge.

Contact the Employer
If you’re injured on-the-job, you might be able to hold your employer liable for any medical bills, lost wages and other costs that result from it. In some cases, hiring a lawyer makes sense; in others, you can protect your interests with a claim against Worker’s Compensation or by going directly through your employer’s liability insurance company. Whatever path(s) you choose, however, you should always make sure to contact your employer first so they can file an incident report.

Contact Workers’ Compensation
The first step in taking care of a work-related injury is to file a claim with your state’s workers’ compensation office. If you’ve been denied compensation or suspect your employer is trying to take advantage of you, contact an accident lawyer for assistance.

Get an Attorney
If you’ve been injured at work, it’s important to speak with an attorney who can provide legal counsel. The right attorney can help make sure your company is held accountable for damages. Hiring a reputable lawyer is essential in maximizing benefits while keeping costs down. An experienced accident lawyer can fight on your behalf and ensure that you receive appropriate compensation.

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Compensatory Damages
Employers are responsible for ensuring that their employees work in a safe environment. This means that, in most cases, your employer will have to pay for your medical bills and other related expenses as well as for any income that was lost because of an injury suffered on the job.

Punitive Damages
A lot of times, employers and insurance companies will go as far as they can to cut costs by trying to hold workers responsible for injuries that have happened on their watch. Your legal rights may protect you from these potential financial setbacks. If your employer or their insurance company is trying to avoid paying for an injury you’ve suffered, a skilled personal injury lawyer can help. They’ll know what steps to take to make sure that your rights are upheld so that your suffering isn’t in vain.

Settlement Offers and Refusing Them
A settlement offer from an insurance company is always tempting. It seems like you’ll be able to walk away with some money and have no further responsibilities to your employer or their insurance carrier. However, it’s important to remember that accepting a settlement offer doesn’t end your claim. In fact, continuing with your case will allow a workers’ compensation lawyer to collect additional benefits for you in addition to any funds recovered through a settlement agreement.

Demand Letters
If you have suffered a severe injury that has resulted in long-term disability or impairment and your employer was aware of or responsible for it, demand letters may be used as part of your lawsuit. A demand letter tells an insurance company or other potential defendant that they are being sued and outlines how much money an injured victim is seeking. If a settlement is not reached through negotiations, both sides must agree to appear in court to argue their case.

Alternative Dispute Resolution
It’s important to know that in most states, except Massachusetts, there is no Workers Compensation. A worker who gets injured on-the-job cannot turn to a government program for their medical bills and lost wages. Instead, employers are required to buy insurance policies from private companies that specialize in workplace injuries. When workers get injured and file claims with these insurance companies, they can also use alternative dispute resolution programs such as mediation and arbitration to help them resolve disputes without going through a courtroom trial.

Court Cases
The important thing to remember about court cases is that any settlement must be approved by a judge. Because of that, even if your lawyer is pushing for an out-of-court settlement, it’s still your decision whether or not to accept. If you choose to pursue a court case and win, but can’t find a lawyer who will approve an acceptable out-of-court settlement offer, then technically you have no right to force them into accepting.

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