What Can You Claim Compensation For After A Car Accident?

The second you’re involved in an auto accident, it seems like everyone else disappears and all you can think about is how you’re going to pay your medical bills and your car repair costs. However, depending on the state, there are many other reasons why you may be able to claim compensation from the other party involved in the accident, such as lost wages and emotional distress. Here’s what you need to know about what kind of compensation you can get after an auto accident has happened.

Do I Have a Case?
When you’ve been in a car accident, it can be hard to know if you have a case. But what happens if you find yourself in an accident with no car visible? What about crashes where neither driver is at fault? Car insurance claims come in all shapes and sizes, but they all fall into one of three categories: Property Damage Claims, Personal Injury Claims and Uninsured Motorist Claims. To claim compensation for any of these types of accidents, here are some questions you should ask your insurance company

Am I Injured?
If you’ve had a car accident, it’s not just your car that’s damaged. It can take months for injuries to heal and treatment costs to add up. Make sure you know what compensation you can claim after an accident. Here are some things that may be covered

Can I Get Help With My Medical Bills?
If you were involved in a car accident that wasn’t your fault, it can be frustrating to find out that your own insurance won’t cover all of your medical expenses. In most cases, however, you will have other resources at your disposal: specifically, personal injury protection (PIP) and health insurance. While PIP is essentially paid for by all drivers in Michigan as part of their auto insurance policy—so long as they have enough coverage—health insurance could come into play in either scenario.

Personal Injury Protection Insurance (PIP)
Personal Injury Protection Insurance, otherwise known as PIP, is a type of auto insurance designed to pay for your medical bills, no matter who was at fault in an accident. If you’re hurt in a car accident caused by someone else—or you injure someone else—you can turn to your PIP for financial assistance.

Am I Entitled To A Settlement/How Much Is My Settlement Worth?
If you’ve been injured in a car accident and it wasn’t your fault, you are entitled to compensation for any injuries or losses that occurred as a result of someone else’s negligence. What are some common types of damages you can claim after an accident? These include medical expenses, car repair or replacement, loss of income from missing work due to injury and pain/suffering.

How Do I Collect My Insurance Benefits?
There are a few different ways that you can collect insurance money from your insurance company. The first is called first party benefits, which is when your insurance company pays for damages out of its own pocket. If you have health or car insurance, then you are used to these types of claims. Because these claims don’t cost your insurer anything, they usually pay them quickly and without a lot of hassle.

Collecting Uninsured Motorist Benefits (UMB)
If you’ve been in a car accident, one of your next tasks is to figure out what your legal options are. If you’ve suffered any injuries that were caused by a hit-and-run driver or an uninsured motorist, you may be able to collect uninsured motorist benefits from your own insurance carrier. Here’s how it works and how much money you could get after an accident.

Leave a Comment